BS Rubin Site – Info For Mortgage, Housing loans, and General finance

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Buying a home is exciting, but figuring out the financing side of things can feel overwhelming

Jumbo mortgages are conventional loans that have non-conforming loan limits. This means the home prices exceed federal loan limits.

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These loans help make homeownership possible for borrowers who don’t have a large down payment saved up and don’t have…

Not everyone can qualify to buy a home; you have to meet certain credit and income criteria to assure mortgage companies you can repay the loan.

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Understanding the major players will help you navigate the crowded lending field.

Jumbo borrowers should have good to excellent credit, high incomes and a substantial down payment.